Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. Your savings are additionally insured to $100,000 by Excess Share Insurance (effective Jan 1, 2022). To estimate your National Credit Union Share Insurance Fund coverage, use this insurance estimator. Alabama Credit Union does business in accordance with the Equal Credit Opportunity Act and the Federal Fair Housing Law. We are an Equal Housing Lender. Rates expressed as Annual Percentage Rate or Annual Percentage Yield; all rates and terms subject to change without notice.
How We Protect Personal Data
The Credit Union maintains administrative, technical, and physical safeguards designed to protect the our Members Personal Data and information against accidental, unlawful, or unauthorized destruction, loss, alteration, access, disclosure, or use.
We implement appropriate technical and organizational measures to ensure a level of security appropriate to the risk, taking into account technological reality, cost, the scope, context, and purposes of processing weighted against the severity and likelihood that the processing could threaten individual rights and freedoms. For example, we restrict access to personal information to The Credit Union employees, contractors, business partners and agents who need to know that information in order to operate, develop or improve our services. These individuals are bound by confidentiality obligations and may be subject to discipline, including termination and criminal prosecution, if they fail to meet these obligations.
We use commercially reasonable security measures such as encryption, firewalls, and Secure Socket Layer software (SSL) or hypertext transfer protocol secure (HTTPS) to protect Personal Data.
If The Credit Union collects account information for payment or credit, we will use the information only to complete the task for which the account information was offered.
Truth In Savings disclosure will be provided at deposit account opening. Membership eligibility is required. Alabama Credit Union is not responsible for the content of web sites that may be accessible via links from this site but are not operated by Alabama Credit Union, and does not represent either the third party or the member if the two enter into a transaction; privacy and security policies may differ from those practiced by Alabama Credit Union.