Quick & Easy Ways to Pay

Save time and money by making your loan payment without having to send a paper check or drive to your local branch.

Smart Pay

Make a one-time loan or credit card payment with your debit card or from a non-Alabama Credit Union account!

• Click 'Pay with Smart Pay' button below
• Input your member number (account number without the suffix 50 or 00)
• Input your zip code associated with your ACU account
• Follow the prompts to add your payment information
• Make your monthly loan or credit card payment with ease!

A processing fee of $4.95 will be applied to the payment. 

Pay with Smart Pay 

Online & Mobile Banking 

Online Banking: Click the 'Pay Now' feature next to your loan.

Mobile Banking: Select your loan and click the 'Make a Payment' feature.

Choose your way to pay: 

Option 1: Transfer from an internal account.

Option 2: Pay with a debit card for a $4.95 fee.

Option 3: Pay from an account at another financial institution.

Login   Enroll

Other Loan Payment Options

Visit us at one of our branch locations to make a payment with a check or cash.

Mail a check noting your account number to:

Alabama Credit Union
Attention: Loan Department
P.O. Box 862998 
Tuscaloosa, AL 35486