With our competitive-rate Certificates of Deposit (CDs), you can earn high dividends with just a minimum deposit of $500. You can choose the term that works best for you, with maturities ranging from six months up to 60 months. With our CDs, you can rest assured you're getting the best possible return on your investment.
Our current rates are continually updated. Last updated December 4, 2023.
6 months maturity
$500
Minimum Balance
4.00 %
Interest Rate
--
Annual Percentage Yield (APY)
At Maturity
Interest Compounded
7 Months Maturity*
$5,000
Minimum Balance
5.25 %
Interest Rate
--
Annual Percentage Yield (APY)
At Maturity
Interest Compounded
12 months maturity
$500
Minimum Balance
4.95 %
Interest Rate
5.04 %
Annual Percentage Yield (APY)
Quarterly
Interest Compounded
18 months maturity
$500
Minimum Balance
4.85 %
Interest Rate
4.93 %
Annual Percentage Yield (APY)
Quarterly
Interest Compounded
24 months maturity
$500
Minimum Balance
4.00 %
Interest Rate
4.06 %
Annual Percentage Yield (APY)
Quarterly
Interest Compounded
36 months maturity
$500
Minimum Balance
3.50 %
Interest Rate
3.54 %
Annual Percentage Yield (APY)
Quarterly
Interest Compounded
48 months maturity
$500
Minimum Balance
3.40 %
Interest Rate
3.44 %
Annual Percentage Yield (APY)
Quarterly
Interest Compounded
60 months maturity
$500
Minimum Balance
3.40 %
Interest Rate
3.44 %
Annual Percentage Yield (APY)
Quarterly
Interest Compounded
Refer to Alabama Credit Union Membership & Account Agreement and Truth In Savings Rate & Fee Schedule for product details.
DISCLOSURE
Offer available to Alabama Credit Union Members. A penalty may be imposed for early withdrawal. Fee could reduce the earnings on the account. CDs automatically renew for another term at rate in effect at that time for that CD type. APY (Annual Percentage Yield) is accurate as of 12/04/23.
*7 month CD term requires a minimum balance of $5,000.00.
All other terms are $500.00 minimum.
Early Withdrawal Penalties Changed
The following early withdrawal penalties apply to new or renewed Certificates Of Deposit:
| 6 months CD -- 90 days penalty | 30 months CD -- 180 days penalty |
| 7 months CD -- 90 days penalty | 36 months CD -- 180 days penalty |
| 12 months CD -- 180 days penalty | 42 months CD -- 360 days penalty |
| 15 months CD -- 180 days penalty | 48 months CD -- 360 days penalty |
| 18 months CD -- 180 days penalty | 54 months CD -- 360 days penalty |
| 24 months CD -- 180 days penalty | 60 months CD -- 360 days penalty |
If you have questions, please contact our Member Care Center. Thank you for your confidence and membership in Alabama Credit Union!