Quantcast

Please beware of suspicious phone calls regarding your account. Alabama CU will never call you to request your personal or financial information. If someone calls with this request, immediately hang up and contact us directly at 888.817.2002.

For more information, please visit our Fraud Resources page.

Secured Credit Card

Enjoy the Convenience of a Secured MasterCard Credit Card While Building Your Credit!

decorative image

Building credit takes time. Start with a secured card, use it wisely, and you’ll feel good about your money. This card can be applied for as a Bama or Traditions Mastercard Credit Card. 

  • No annual fee
  • Rates will vary between 11.9% - 17.9% as a Bama Card or 8.9% - 12.9% as a Traditions card. 
  • Required deposit of 110% or 200% of requested credit limit into your Alabama Credit Union savings account -- with a pledge placed on the funds in the savings account.
  • A 25-day grace period for new purchases
  • Account access using ACUiBranch®

Apply Now

Your Loyalty Pays Off

In addition to great rates and convenient account access, a Traditions MasterCard offers more to protect you and your money:

  • Cell Phone Protection
  • Identity Theft Resolution Services
  • Zero Liability Protection
  • Auto Rental Insurance
  • MasterCard Global ServiceTM
 

*Membership eligibility required. Subject to credit approval, terms and conditions. Alabama Credit Union is an Equal Opportunity Lender. Access to and redemption of Rewards Points must be online and cardholder’s participation mandates cardholder’s enrollment to an account, and acceptance of Rewards Points terms, conditions and agreement(s). Rewards Points will expire within 48 months after issue.

Go back to top of page